Online Calculate Tools

Mortgage Calculator

Estimate mortgage payments by loan region, type and repayment method

Fixed annual interest rate, monthly payments.

Calculate a loan
General
USD

Changes the amount unit only; no currency conversion.

Loan amount: $700,000.00

Equal payments

Estimates fixed-rate monthly repayments; local fees and variable-rate rules are not applied automatically.

Enter an amount, interest rate and term to see results.

How to use

  1. Choose the loan region and currency independently of the interface language.
  2. Enter home price and down payment; their difference is the loan principal.
  3. For mainland China, choose commercial, provident-fund or combined loans and enter the applicable rates.
  4. Choose the term and repayment method. US mode also accepts optional tax and insurance.
  5. Calculate to see first and final payments, totals and an exportable repayment schedule.

Understanding mortgage estimates

Region and language

Language determines the interface text. The loan region determines available loan types and cost inputs. Currency is separate. Explicit region and currency choices are retained in the current browser tab.

Combined loans

Commercial and housing provident-fund portions are calculated separately using their own principal and annual rate, then combined month by month. Both portions use the same term here; their rates are not simply averaged.

Payment and housing costs

Principal plus interest includes loan repayments only. In US mode, entered property tax and home insurance appear separately as monthly costs. They do not change the principal or amortization schedule.

Scope of this estimate

This tool assumes a fixed annual interest rate and monthly payments. It does not assess eligibility, local lending limits, repricing or purchase taxes. Use your actual contract parameters; no live loan quotes are provided.